SLM Corporation (SLM)
Financial Services
- Fundamental
- 4
- Sentiment
- 2
- Technical
- 4
Do Nothing: input price 25.84 exceeds the $25.00 strategy ceiling, and qualitativeScore 2 is below the required floor of 3.
Company overview
SLM Corporation, headquartered in Newark, Delaware, provides private education loans to students and their families in the United States. The company also offers retail deposit accounts, including high-yield savings and money market accounts. Founded in 1972, it was formerly known as New BLC Corporation before changing its name in 2013.
Fundamental
goodSLM Corporation demonstrates strong profitability and capital position, but faces cyclical credit and regulatory risks.
Recent SEC filings point to strong profitability and a solid capital/liquidity position, while the stock looks inexpensive at ~7.5x FY2025 diluted EPS. Key watch-items are rising charge-offs/delinquencies, deposit/funding dynamics, and regulatory sensitivity; 2026 guidance implies slightly lower EPS than 2025. Some standard ratio/DCF/peer/insider datasets were unavailable due to a financial-data API error, so several fields are reported as 0.
Sentiment
weakMedia and analyst sentiment is cautious following a Q2 earnings miss, with limited retail engagement.
Last ~14d coverage is slightly negative around the 7/23 Q2 earnings release (announced), emphasizing an EPS/revenue miss and renewed attention to credit/charge-off risk; the 30–90d baseline delta is indeterminate due to repeated baseline-window timeouts. Legal/regulatory checks show only plaintiff-law-firm solicitation noise (no regulator-confirmed action), leaving the near-term setup dependent on post-earnings digestion and credit-metric narrative.
Technical
goodSLM's price is above key moving averages, indicating a strong uptrend despite slightly cooling momentum.
Bullish trend quality: price is above the 20/50/200-day averages, above EMA9/21 and daily VWAP, RSI is back above 60, and ADX shows strong trend strength; the weak spots are a slightly negative MACD histogram and a near-overbought Williams %R reading.
You’re looking at 2026-07-31 — about 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
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Not financial advice. For informational and educational purposes only.