QuarterHawk — Equity ResearchQuarterHawk — Equity Research

Provident Financial Services, Inc. (PFS)

Financial Services

Actionable
Fundamental
4
Sentiment
3
Technical
4

Bullish pullback plan: buy limit 24.65 on a retest of the Jul31/Aug3 support shelf, use 24.36 as the structural stop, and target 25.71 then 26.51.

Analysis as of 2026-08-07· about 2 trading days ago

Company overview

Provident Financial Services, Inc. is the parent company of Provident Bank, offering a wide range of financial products and services in the U.S. Its services include various deposit accounts, commercial and residential loans, wealth management, and insurance products. The company operates 96 full-service branches across New Jersey, Pennsylvania, and New York.

Fundamental

good
Fundamental4
Solid fundamentals

The fundamental analysis indicates a stable financial position with a strong foundation.

Score 4/5: SEC filings show a post-acquisition earnings rebound (FY2025 ROE ~10.7%) with Q1 2026 earnings up year over year, a reasonable valuation (P/E ~10.5 on reconstructed trailing EPS), and an attractive dividend (~3.9% annual yield). Main watch items are commercial-real-estate concentration and the Q1 2026 jump in non-performing loans alongside deposit/borrowings mix shifts.

Sentiment

fair
Sentiment3
Mixed sentiment

Sentiment analysis shows a balanced view with no significant positive or negative biases.

Sentiment analysis shows a balanced view with no significant positive or negative biases.

Technical

good
Technical4
Bullish trend

Technical indicators suggest a strong upward trend with a buy-the-dip opportunity near support.

Price remains above SMA20/50/200, EMA9/21, and WMA21 with MACD line above signal and zero, but the Aug-06 close finished below daily VWAP and the fastest weighted averages after tagging 25.49, so the higher-probability tactic is a limit buy on support rather than chasing strength.

You’re looking at 2026-08-07 — about 2 trading days ago.

Subscribers saw this then, and see today’s score, verdict and trade plan now.

Not financial advice. For informational and educational purposes only.