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OP Bancorp (OPBK)

Financial Services

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Fundamental
4
Sentiment
3
Technical
4

Do Nothing: avgDollarVolume20 $609,415.08 is below the $5,000,000 liquidity floor and recent 3-session regular-session dollar volume $791,734.84 is below the $1,500,000 recent-liquidity floor.

Analysis as of 2026-07-31· more than 2 trading days ago

Company overview

OP Bancorp is the bank holding company for Open Bank, offering a range of banking products and services including demand, savings, money market, and time deposit accounts, as well as commercial real estate and consumer loans. The company operates branch offices across several states including California, Texas, Nevada, Georgia, Colorado, Washington, and Virginia. Founded in 2005, it is headquartered in Los Angeles, California.

Fundamental

good
Fundamental4
Solid fundamentals

OP Bancorp is well-capitalized with improving earnings momentum and an inexpensive valuation, though it faces sector-specific risks.

OP Bancorp (OPBK) is a small, well-capitalized regional bank with improving earnings momentum into 2026 and an inexpensive valuation (P/E ~8, P/B ~1) plus a ~3% dividend yield. SEC disclosures highlight manageable but real risks—interest-rate sensitivity, CRE/geographic concentration, and cybersecurity. Overall: solid value/quality mix → fundamentalScore 4.

Sentiment

fair
Sentiment3
Moderate positivity

Recent earnings and dividend announcements have generated positive media sentiment, but retail interest remains low.

Last ~14d media sentiment is bullish on OP Bancorp’s announced 2Q26 earnings/dividend news (Business Wire 2026-07-23) and follow-on bullish sell-side headlines, but the 30–90d baseline is indeterminate due to sparse/name-collision coverage. No severe red flags surfaced, yet PR/legal tooling had extraction/CAPTCHA issues, keeping conviction moderate.

Technical

good
Technical4
Constructive chart

The stock shows a bullish trend with price above key averages, but low liquidity limits tradability.

Trend and momentum are bullish—price holds above all key daily averages, MACD is positive above signal, RSI is healthy, and ADX confirms strength. The score stops at 4 instead of 5 because the stock is digesting the 2026-07-28 expansion day below that spike high and finished slightly under the latest daily VWAP.

You’re looking at 2026-07-31 — more than 2 trading days ago.

Subscribers saw this then, and see today’s score, verdict and trade plan now.

Not financial advice. For informational and educational purposes only.