F.N.B. Corporation (FNB)
Financial Services
- Fundamental
- 4
- Sentiment
- 2
- Technical
- 2
Do Nothing: qualitativeScore is 2 (below the required floor of 3); the strategy requires qualitativeScore ≥ 3 before any bullish entry, and the shadow sum-gate branch is not eligible (shadow flag rendered false). The chart is additionally an oversold downtrend (RSI 29.9, MACD negative, price below SMA20/50) with no confirmed reversal.
Company overview
F.N.B. Corporation is a financial holding company offering a range of services through its Community Banking, Wealth Management, and Insurance segments. It provides commercial banking services, personal banking products, wealth management, and insurance solutions across several states in the U.S. The company operates 334 banking branches and is headquartered in Pittsburgh, Pennsylvania.
Fundamental
goodF.N.B. Corporation shows strong capitalization and improving earnings, with a reasonable valuation and a 4/5 fundamental score.
FundamentalScore 4/5. SEC filings (10-K filed 2026-02-24; 10-Q filed 2026-05-06) show a well-capitalized regional bank (CET1 ~11.4%) with rising profitability (FY2025 net income $565M, +22% YoY) and continued momentum into 1H 2026 (Q2 EPS $0.42 per 2026-07-17 8-K). Valuation is reasonable at ~11x trailing earnings and ~1.0x book value, supported by a ~2.6% dividend yield and analyst consensus target ~$20.75 vs $18.87. Key watch items are credit-cycle deterioration and interest-rate/deposit-cost sensitivity; discounted-cash-flow outputs are inconsistent for a bank and treated cautiously.
Sentiment
weakDespite healthy fundamentals, there are no actionable catalysts or significant retail interest in the near term.
Dominant catalyst is the 2026-07-16 Q2 print (announced; EPS topped the view with record revenue and net income, but sales came in slightly below estimates and shares slipped — net-neutral reception). Sentiment delta is determinate but flat-to-mildly-improving within the neutral band (≈ −0.03 → ≈ +0.10); Red-Flag Screen shows no severe or moderate flags. With only a trailing neutral catalyst and an empty forward calendar, the neutral-trailing-only Absent-setup floor applies.
Technical
weakThe stock is in a strong downtrend with deeply oversold indicators, lacking a reversal signal.
Mostly weak-bearish chart: price is below the SMA20, SMA50, EMA9, EMA21 and the daily VWAP, with MACD below zero and its histogram still expanding negative, and a very high ADX (57.2) confirming a strong DOWN trend (price below all short/intermediate moving averages). The only bullish offsets are deeply oversold oscillators (RSI 29.9, Williams %R −96.0) and the fact that price still holds just above the SMA200 (17.73) — a bounce candidate at best, with no confirmed reversal. Score 2 reflects 'mostly neutral or weak bearish; bounce-only' quality, independent of the qualitative hard block that suppresses the trade.
You’re looking at 2026-09-01 — more than 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
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Not financial advice. For informational and educational purposes only.