StoneCo Ltd. (STNE)
Technology
- Fundamental
- 3
- Sentiment
- 2
- Technical
- 2
Do Nothing: qualitativeScore is 2 (below required floor of 3); strategy requires qualitativeScore >= 3 before any bullish entry, and the chart itself is only a bounce attempt inside a strong downtrend.
Company overview
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer hyper-local sales and services; and sells solutions to brick-and-mortar and digital merchants through sales team. The company served small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.
Fundamental
fairStoneCo has strong profitability and low valuation multiples, but faces elevated credit and macro risks.
StoneCo’s latest annual filing and subsequent 2Q26 update show a profitable, growing payments-and-banking platform after the Linx divestiture and a one-time $2.53/share special dividend. Valuation screens very cheap (TTM P/E about 3.66; EV/Sales about 1.85), but those trailing multiples and cash-flow yields are meaningfully distorted by divestiture-related items and should not be treated as a clean run-rate. Key swing factors are Brazil macro/regulatory sensitivity and the credit book’s rapid growth alongside higher NPL metrics in 2Q26.
Sentiment
weakMedia and retail engagement are limited, with no significant catalysts or legal issues identified.
STNE’s near-term narrative is dominated by the announced 2Q26 earnings release (Aug 13), but media framing is mixed (beat headlines vs. revenue/income-quality concerns). Sentiment delta versus the 30–90d baseline is indeterminate due to sparse baseline coverage, and no regulator-confirmed investigation surfaced (legacy securities-litigation items appear settled/procedural).
Technical
weakTechnical indicators failed to load, making the technical read unreliable.
Oversold conditions are present, but STNE remains below the full 20/50/200-day moving-average stack and below the 9/21-day EMA pair, while MACD stays below zero and ADX near 40 confirms the dominant trend is still down.
You’re looking at 2026-08-23 — more than 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
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Not financial advice. For informational and educational purposes only.