America's Car-Mart, Inc. (CRMT)
Consumer Cyclical
- Fundamental
- 1
- Sentiment
- 2
- Technical
- 1
Do Nothing: fundamentalScore is 1 (below required floor of 3); strategy requires fundamentalScore >= 3 before any bullish entry. CRMT also fails the liquidity floor with avgDollarVolume20 of 3005293.91, and the chart remains broken after the recent capitulation break.
Company overview
America's Car-Mart, Inc. is an automotive retailer specializing in the sale of pre-owned, older model vehicles in the United States. The company also provides financing solutions directly to its customers, operating 154 dealership locations primarily in the South-Central U.S. since its founding in 1981.
Fundamental
very weakCRMT's financial position is highly speculative due to lender forbearance and weak solvency metrics.
Recent SEC filings show CRMT entered a lender forbearance period (8-K filed 2026-06-12) related to actual/anticipated defaults under its 2025 credit agreement, with the forbearance extended only to 2026-06-19. Operating results weakened materially (10-Q filed 2026-03-12: quarter ended 2026-01-31 revenue $286.8M, -12% YoY; net loss $76.7M driven by higher credit-loss provisions). Current solvency metrics are distressed (TTM net debt/EBITDA 39.61x; interest coverage 0.25x; Altman Z-Score 1.25), making the equity highly speculative despite low EV/Sales (0.77). FundamentalScore: 1/5.
Sentiment
weakLiquidity stress and financing uncertainties dominate the near-term narrative, maintaining a bearish media tone.
Near-term narrative is dominated by liquidity stress (lender forbearance/deadline extensions and search for rescue financing), keeping media tone bearish (confidence: announced via primary outlets). The 30–90d media baseline is too sparse to quantify a sentiment delta; legal scan shows only plaintiff-law-firm solicitation items with no regulator-confirmed action, but the financing overhang leaves the setup unattractive.
Technical
very weakCRMT is in a capitulation phase with bearish momentum and insufficient liquidity for a technical setup.
CRMT is in a capitulation phase rather than a constructive uptrend. On the latest trading day available (2026-06-12), the 2.09 close sat below SMA20 8.78, SMA50 10.99, SMA200 21.31, EMA9 5.22, EMA21 7.89, and daily VWAP 2.33; MACD (-2.43) remained below its signal (-1.63) and below zero, while RSI14 21.54 and Williams %R -93.94 only confirm severe oversold conditions, not repaired bullish structure.
You’re looking at 2026-06-15 — about 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
More Consumer Cyclical
Not financial advice. For informational and educational purposes only.